First American Financial Corporation

Title insurance and home warranty provider for real estate transactions

What First American Financial does

First American sells title insurance, which protects home and property buyers and their lenders if a problem with legal ownership of the property turns up later. It also handles closings and escrow, meaning it holds the money and paperwork while a property sale is completed. In addition, it offers home warranty contracts that cover repairs to household systems like heating and air conditioning, and to certain appliances.

How First American Financial makes money

It earns premiums on title insurance policies sold through its own offices and independent agents, and charges fees for escrow, closing, valuation, data, and other real estate services. It also collects revenue from home warranty contracts, plus income from its banking, trust, lending, and loan subservicing activities.

Products & services

• Residential and commercial title insurance
• Closing and escrow services
• Home warranty residential service contracts
• Title plant data and records access
• Appraisal and valuation services
• Tax-deferred real estate exchange services