Employers Holdings, Inc.

U.S. workers' compensation insurer focused on small businesses

What Employers does

Employers Holdings sells workers' compensation insurance in the United States. This coverage pays for medical care and lost wages when employees are hurt on the job. It mainly serves small businesses in lower-risk industries.

How Employers makes money

It collects premiums from small businesses for workers' compensation policies and earns underwriting profit when claims and expenses cost less than those premiums. It also earns investment income on the premiums it holds. Policies are sold through insurance agents and brokers, trade groups and associations, and directly to customers.

Products & services

• Workers' compensation insurance
• Small business workers' comp coverage
• Workers' compensation services
• Direct-to-customer workers' comp policies