Dime Commercial Bancshares, Inc.

New York regional bank holding company for Dime Community Bank

What Dime Commercial Bancshares does

Dime Commercial Bancshares owns Dime Community Bank, a regional bank in New York. It takes deposits from businesses, consumers and local municipalities, and lends that money out as commercial real estate, multi-family, residential and business loans. It also provides everyday banking services such as cash management, online banking and card processing.

How Dime Commercial Bancshares makes money

It earns most of its money from the spread between interest earned on loans and securities and interest paid on deposits. It also earns fee income from services such as cash and treasury management, merchant card processing, deposit sweep programs, investment products and title insurance brokerage.

Products & services

• Commercial real estate and multi-family mortgage loans
• Residential mortgages and home equity loans
• Commercial loans and lines of credit
• Business, consumer and municipal deposit accounts
• Cash and treasury management services
• Merchant card processing and remote deposit capture