CVB Financial Corp.

California bank holding company serving small and mid-sized businesses

What CVB Financial does

CVB Financial owns Citizens Business Bank, which provides banking services to small and mid-sized businesses and to individuals. It offers checking and savings accounts, business and farm loans, commercial real estate loans, and consumer loans such as auto loans and home mortgages. It also offers cash management, payroll, and trust and investment services.

How CVB Financial makes money

It makes most of its money from the gap between the interest it earns on business, real estate, agricultural and consumer loans and the interest it pays on deposits. It also earns fees from treasury management, merchant card processing, payroll, and trust and investment services.

Products & services

• Business and personal deposit accounts
• Commercial and working capital loans
• Dairy and livestock agriculture loans
• Commercial real estate and construction loans
• Treasury management and merchant card processing
• Trust, 401(k) and investment services