Commerce Bancshares, Inc.

Midwest regional bank holding company offering banking, lending, and wealth services

What Commerce Bancshares does

Commerce Bancshares owns Commerce Bank, a Kansas City-based bank founded in 1865. It takes deposits and makes loans to individuals and businesses, including car, home equity, mortgage and business loans. It also offers credit cards, payment services, trust services and investment management.

How Commerce Bancshares makes money

It earns interest income by lending out customer deposits at higher rates than it pays, plus fee income from bank cards, merchant services, cash management, trust and asset management, and brokerage.

Products & services

• Consumer deposits and consumer loans
• Commercial lending and leasing
• Merchant and commercial bank cards
• Commercial cash management
• Trust, estate planning and investment management
• Private banking and brokerage