City Holding Company

West Virginia regional bank holding company for City National Bank

What City does

City Holding owns City National Bank of West Virginia, a regional bank that takes deposits and makes loans to individuals and businesses. It offers checking and savings accounts, mortgages, home equity loans, car loans and business loans. It also offers wealth management, trust and cash management services.

How City makes money

It earns mainly net interest income, which is the gap between the interest it charges on loans and the interest it pays on deposits. It also earns fees from wealth management and trust, mortgage banking and servicing, card and merchant services, treasury management and deposit accounts.

Products & services

• City National Bank of West Virginia
• Commercial and commercial real estate loans
• Residential mortgages and home equity lines of credit
• Checking, savings, money market accounts and CDs
• Wealth management, trust and custody services
• Treasury management and merchant card services