Citizens Financial Group, Inc.

Regional US bank serving consumers, small businesses and companies

What Citizens Financial does

Citizens Financial Group is a bank based in Providence, Rhode Island that offers everyday banking to people and businesses across the US. Consumers can open deposit accounts, get mortgages, home equity loans, credit cards and student loans, and manage wealth. Companies get loans, leasing, cash management and advice on deals and raising capital.

How Citizens Financial makes money

It earns most of its money from the gap between the interest it charges on loans and what it pays on deposits. It also collects fees from treasury management, capital markets and advisory work, foreign exchange and risk hedging, card services and wealth management.

Products & services

• Consumer deposit accounts and digital deposit products
• Mortgage and home equity loans
• Credit cards and education/point-of-sale loans
• Wealth management for high- and ultra-high-net-worth clients
• Commercial lending, leasing and treasury management
• Capital markets, M&A advisory and syndicated loans