Cincinnati Financial Corporation

Ohio-based property and casualty insurer serving businesses and households

What Cincinnati Financial does

Cincinnati Financial sells insurance that protects businesses and families in the US against losses like fires, storms, theft, car accidents and lawsuits. It also offers life insurance and annuities, and invests the premiums it collects in bonds and stocks.

How Cincinnati Financial makes money

It earns money by collecting insurance premiums and paying out less in claims and expenses than it takes in. It also earns investment income and gains from investing those premiums in bonds and stocks.

Products & services

• Commercial property, casualty and auto insurance
• Workers' compensation insurance
• Surety and fidelity bonds
• Personal auto and homeowner insurance
• Excess and surplus lines coverage
• Term, universal and whole life insurance and annuities