Chubb Limited

Global property, casualty, accident, health and life insurer and reinsurer

What Chubb does

Chubb sells insurance that protects businesses and individuals against losses such as property damage, lawsuits, accidents, illness and death. Its customers range from large companies needing cover for fire, marine, cyber or executive liability to families insuring their homes, cars and valuables, and to farmers insuring their crops. It also sells reinsurance, which is insurance for other insurers.

How Chubb makes money

Chubb collects premiums from policyholders and pays claims when covered losses occur, earning an underwriting profit when premiums exceed claims and expenses. It also earns investment income on the premiums it holds before claims are paid, plus fees from claims and risk management services.

Products & services

• Commercial property & casualty insurance (incl. workers' compensation, D&O, cyber)
• Personal lines: homeowners, auto, collector car and valuable articles insurance
• Multiple peril crop and crop-hail insurance
• Accident & health insurance (personal accident, travel, supplemental medical)
• Property catastrophe and P&C reinsurance
• Life insurance, annuities and group employee benefits