China Everbright Bank Company Limited

Chinese commercial bank serving businesses, governments, and individual customers

What China Everbright Bank does

China Everbright Bank is a Beijing-based bank founded in 1992. It takes deposits, lends money, and issues credit and debit cards to companies, government agencies, and individuals. Most of its business is in Mainland China, and it also operates in Hong Kong, Macao, Luxembourg, Seoul, and Sydney.

How China Everbright Bank makes money

It earns most of its money from the gap between the interest it charges on corporate and personal loans and the interest it pays on deposits. It also collects fees from cards, investment banking, custody, settlement, and payment services, and makes money trading bonds and foreign exchange.

Products & services

• Corporate loans and project financing
• Personal loans and credit cards
• E-grain, E-mortgage and E-catering online loans
• Cloud fee payment platform
• Bond underwriting and asset securitization
• Asset custody and management