China Construction Bank Corporation

One of China's largest state-owned commercial banks

What China Construction Bank does

China Construction Bank is a major Chinese bank that takes deposits and makes loans to individuals, companies and government agencies. Beyond everyday banking it also offers wealth management, insurance, leasing, investment banking and fund management, mainly in China but also internationally.

How China Construction Bank makes money

It earns most of its income from the interest spread between loans and investments and the rates it pays on deposits. Fees and commissions from wealth management, settlement, agency, custody, investment banking, insurance and fund services add more revenue.

Products & services

• Corporate and personal loans
• Deposits and wealth management
• Settlement, remittance and cash management
• Finance leasing
• Property and casualty insurance
• Fund, annuity and pension management