Capital City Bank Group, Inc.

Florida community bank holding company offering banking, lending, and wealth services

What Capital City Bank does

Capital City Bank Group owns Capital City Bank, a regional bank based in Tallahassee, Florida, that has been operating since 1895. It serves individuals, businesses, and public institutions with checking and savings accounts, loans, mortgages, and payment services. It also helps clients manage and invest their money through trust, investment, and financial planning services.

How Capital City Bank makes money

The bank earns most of its money from the gap between the interest it collects on commercial, real estate, mortgage, and consumer loans and the interest it pays on deposits. It also collects fees from treasury management, merchant card processing, mortgage banking, and wealth management and trust services.

Products & services

• Commercial loans, leasing, and letters of credit
• Residential mortgages and home equity loans
• Consumer checking, savings, and online/mobile banking
• Institutional banking for governments, schools, and nonprofits
• Treasury management and merchant card processing
• Wealth management, trust, and retail investment products