Bank OZK

Arkansas-based regional bank offering commercial, consumer and real estate lending

What Bank OZK does

Bank OZK is a bank headquartered in Little Rock, Arkansas, that serves individuals and businesses. It takes deposits through checking, savings, money market and retirement accounts, and lends money for real estate, businesses, vehicles, boats, equipment and farms. It also offers trust, wealth management and cash-management services to companies.

How Bank OZK makes money

Bank OZK earns most of its money from the gap between the interest it charges on loans (especially real estate and commercial loans) and the interest it pays on deposits. It also earns fees from trust and wealth management, treasury management and other banking services.

Products & services

• Commercial real estate and construction loans
• Indirect RV and marine loans
• Commercial, small business and agricultural loans
• Checking, savings, money market and time deposits
• Trust and wealth management services
• Treasury management services