Bank of Xi'an Co.,Ltd.

Regional commercial bank headquartered in Xi'an, China

What Bank of Xi'an does

Bank of Xi'an is a regional bank in China that takes deposits and makes loans to businesses, government agencies and individuals. It also offers credit cards, trade financing, payment and settlement services, and invests in bonds and other financial assets.

How Bank of Xi'an makes money

It earns mainly from the interest spread between loans and deposits, plus fees from settlement, agency, guarantee, bond underwriting and card services. It also earns investment income from interbank lending, repos and holdings of bonds, funds, trusts and asset management products.

Products & services

• Corporate deposits and loans
• Trade financing and bond underwriting
• Personal loans and deposits
• Personal credit cards
• Settlement, clearing and remittance services
• Interbank lending and bond investment