Bank of Qingdao Co., Ltd.

Regional commercial bank headquartered in Qingdao, China

What Bank of Qingdao does

Bank of Qingdao is a Chinese regional bank that takes deposits and makes loans to individuals and businesses. It also offers credit cards, wealth management, foreign exchange services, and trade finance. It also trades and underwrites bonds and lends to other banks.

How Bank of Qingdao makes money

It earns mainly from the spread between interest on loans and investments and what it pays on deposits. It also earns fees from cards, wealth management, bill services, bond underwriting, and agency services.

Products & services

• Personal and corporate loans (incl. Youth Easy loans)
• Deposits and savings products
• Credit cards and wealth management
• Bill services and supply chain finance
• Bond underwriting and trading
• Foreign exchange settlement and remittance