Bank of Jiangsu Co., Ltd.

Nanjing-based regional commercial bank serving Jiangsu and beyond

What Bank of Jiangsu does

Bank of Jiangsu is a Chinese bank headquartered in Nanjing. It takes deposits, makes loans, and offers wealth management, payments and credit cards to individuals and businesses. It also serves government agencies and other financial institutions through trading, investment banking and custody services.

How Bank of Jiangsu makes money

It earns mainly net interest income from the gap between what it pays on deposits and what it charges on corporate, personal and consumer loans. It also collects fees from wealth management, settlement, cards, custody and investment banking, plus gains from bond, money market and foreign exchange trading.

Products & services

• Corporate loans and trade finance
• Personal loans and consumer finance
• Wealth management and private banking
• Credit cards
• Investment banking and securitization
• Mobile, online and WeChat banking