Bank of Changsha Co., Ltd.

Regional commercial bank headquartered in Changsha, China

What Bank of Changsha does

Bank of Changsha is a regional bank in China that takes deposits and makes loans to businesses and individuals. It offers everyday banking such as savings accounts, bank cards, mortgages and consumer loans, plus trade and payment services for companies. It also invests its funds and trades with other banks in the money and foreign exchange markets.

How Bank of Changsha makes money

It earns mainly net interest income from the spread between what it pays on deposits and what it charges on corporate and personal loans, supplemented by fees from settlements, cards and asset management, and returns from interbank lending, investments and FX trading.

Products & services

• Corporate deposits and loans
• Trade finance and settlement services
• Credit and debit cards
• Mortgage and consumer loans
• Personal asset management
• Interbank lending, repos and FX trading