International Bancshares Corporation

Texas-based regional bank holding company serving Texas and Oklahoma

What Bancshares does

International Bancshares owns banks that serve people and businesses in Texas and Oklahoma. Its banks take deposits into checking and savings accounts and make loans for businesses, real estate, homes, cars and personal needs. They also offer international trade services such as letters of credit and foreign exchange.

How Bancshares makes money

It earns most of its money from the gap between the interest it charges on loans and the interest it pays on deposits. It also collects fees on services such as credit cards, foreign exchange, letters of credit, safe deposit boxes and collections.

Products & services

• Checking and savings deposits
• Commercial and real estate loans
• Consumer and auto installment loans
• International banking (letters of credit, foreign exchange)
• Credit cards
• Internet and mobile banking