The Bancorp, Inc.

US bank powering fintech payments, prepaid cards, and specialty lending

What Bancorp does

The Bancorp owns The Bancorp Bank, a US national bank that offers deposit accounts and specialty loans. It also runs the banking behind many payment and fintech programs, issuing debit and prepaid cards and handling ACH and bill payments. It adds back-office services such as data processing, call center support, and ATM network access.

How Bancorp makes money

It earns interest income on specialty loans (securities-backed credit lines, SBA loans, fleet leases, real estate bridge loans, consumer fintech credit) funded by deposits. It also collects fees from card issuing, payments, and processing services for partners.

Products & services

• Debit and prepaid card issuing
• ACH and bill payment services
• Securities- and insurance-backed lines of credit
• Vehicle fleet lease financing
• SBA and commercial real estate bridge loans
• Consumer fintech loans (secured credit cards, payroll advances)