Banc of California, Inc.

California-based regional bank serving businesses, entrepreneurs and wealthy individuals

What Banc of California does

Banc of California is a bank holding company based in Los Angeles. It takes deposits, makes loans and offers payment and cash management services, mainly to small and mid-sized businesses, venture capital and private equity firms, nonprofits and wealthy individuals. It serves them through branches across California, in Denver and in Durham, plus regional offices around the US.

How Banc of California makes money

It makes most of its money on the gap between the interest it earns on commercial real estate, multi-family and business loans and the interest it pays on deposits. It also earns fees from treasury management, merchant acquiring, card services, foreign exchange, interest rate swaps and investment management.

Products & services

• Business and personal deposit accounts (checking, savings, money market, CDs)
• Commercial real estate and multi-family loans
• Commercial lending (lender finance, equipment finance, venture capital, warehouse loans)
• Treasury and cash management services
• Merchant acquiring and card issuing
• Foreign exchange and interest rate swaps