AMERISAFE, Inc.

Specialty insurer providing workers' compensation coverage for high-risk industries

What AMERISAFE does

AMERISAFE sells workers' compensation insurance to small and mid-sized US employers in dangerous lines of work such as construction, trucking and logging. When a covered worker is hurt on the job, the policy pays for medical and hospital bills, lost wages from temporary or permanent disability, and death benefits.

How AMERISAFE makes money

It collects premiums from employers for workers' compensation policies sold through retail and wholesale brokers and agents. It profits when those premiums exceed the claims and expenses it pays out.

Products & services

• Workers' compensation insurance
• Disability benefits coverage (temporary and permanent)
• Medical and hospital expense coverage for injured workers
• Death benefits coverage
• Coverage for hazardous industries (construction, trucking, logging, maritime)