Ameris Bancorp

Georgia-based regional bank holding company serving retail and commercial customers

What Ameris Bancorp does

Ameris Bancorp owns Ameris Bank, which offers checking, savings, and CD accounts and makes loans to individuals and businesses. It also makes home mortgages, lends to other mortgage lenders, and finances commercial insurance premiums. Customers are served through full-service bank branches and mortgage and loan production offices.

How Ameris Bancorp makes money

It earns mostly from the gap between the interest it collects on loans and the interest it pays on deposits. It also makes money from originating and servicing mortgages and specialty loans such as insurance premium, equipment finance, and SBA loans.

Products & services

• Commercial and retail deposit accounts (checking, savings, money market, CDs, IRAs)
• Commercial real estate and commercial & industrial loans
• Retail residential mortgages
• Mortgage warehouse lending
• Commercial insurance premium finance
• Equipment finance and SBA loans