Agricultural Bank of China Limited

One of China's largest state-owned commercial banks, rooted in rural finance

What Agricultural Bank of China does

Agricultural Bank of China is a major Beijing-based bank that takes deposits and makes loans to individuals and businesses. It also offers cards, payments, wealth management, insurance and investment services, and it has a special focus on farmers, rural areas and agriculture.

How Agricultural Bank of China makes money

It earns most of its money from the gap between the interest it charges on loans and bond investments and the interest it pays on deposits. It also collects fees and commissions from cards, payments, wealth management, custody and other services, and it earns income from treasury trading.

Products & services

• Corporate loans and trade finance
• Personal loans including mortgages and auto loans
• Deposit accounts and certificates of deposit
• Credit and debit cards
• Wealth management and private banking
• Mobile and online banking